cebu investment home

Call +63 933 861 8511

cebuinvestmenthome@gmail.com

PAG-IBIG HOUSING LOAN REQUIRMENTS

FOR REGULAR PAG-IBIG MEMBER:
 1.  At least 24 months Pag-IBIG Member 
 2.  5 pcs. 1x1 picture (white background)
 3.  2 pcs. Valid ID (government)
 4.  Residence Certificate (Community Tax/Cedula)
 5. TIN ID (Tax Identification Number)
 6.  Birth Certificate (if Single)/ Marriage Contract (if Married)
 7.  Certificate of Employment and Compensation (CEC)
 8.  Latest Income Tax Return (ITR) w/ W2
 9.  Latest 1 month Payslip 
10  Latest Service record (For Government Employee)
11. Job Contract w/ VISA and Passport (for OFW/OCW only)
12. SPA or Special Power of Atty if needed duly notarized
13. Proof of Billing (water, electric, telephone, statements of Accounts)
14, Checking Account (Post Dated Checks)

FOR SELF-EMPLOYED / PROFESSIONAL PRACTITIONER:
 (2 copies each plus requirements 1-6 above if applicable)
  l.  PRC ID and PTR
  2. Latest Income Tax Return (ITR) / Financial Statement
  3. Business Permit
  4. DTI and SEC Registration
  5. Latest 6 months Bank statements (for Businessmen)

FOR IN-HOUSE FINANCING (IHF):
  1.  1X1 Picture
  2.  Residence Certificate (Community Tax)
  3.  Birth Certificate (If Single)/ Marriage Contract (If Married)
  4.  Checking Account (Post Dated Checks)

***Must have no existing Housing loan or any Pag- ibig foreclosed property loan 
***Monthly amortization must not exceed from the 35% total gross salary of the borrower
***Combined Salary of either Husband and Wife, Brothers and Sisters, or Parents. 
***Principal must not exceed from 65years old upon loan application and payment  
          should not exceed up to 70years of age.